First-Time Home Buyers
You are opening the door to your very first home and an adventure filled with unknowns. No worries, we know our stuff. We’re in it together and your future is just around the corner.

Hi, First-Timer
Hi, First-Timer
We are happy you are here! Let’s get you a home.
Yes, it’s a bit of a process, but that’s why you’ve found
George —we are the numbers people.

Features and Highlights
Features and Highlights
With the numbers taken care of in your home-buying equation, you can get busy being excited about the fact that you are going to be a homeowner.
Get ready to say, “I live here now.”
Speedy pre-approval and great mortgage rates
Closely guided and completely digital mortgage application process
Flexibility for self-employed and newcomers
Here’s a Snapshot of Your Path with
George:
Here’s a Snapshot of Your Path with
George:
Step 1. Understand what you can afford
It’s all about the budget. Your income – expenses = your budget, aka what you can comfortably afford. It’s your financial forecast and the Mortgage Calculator makes it a breeze, with no worries and no need to submit an application.
Step 2. Get your pre-approval
With help from George Capital, you will determine the mortgage amount you are eligible for and which mortgage option will best suit you and your needs.
Step 3. Start your hunt
House Hunting 101: contact a real estate agent or casually browse through properties on Realtor.ca, Zoocasa.com, Homebuyers.com, TheDirt.co, or TheRedPin.com. Grab a snack, put on a good playlist, get comfortable, and keep one eye on your budget.
Step 4. It’s Mortgage Application time
When you find the home you want, it’s time to put in an offer and apply for your mortgage. We are right beside you for each step of the application, giving you the guidance, recommendations and support to get you a home.
Step 5. Happy Closing Day!
Get familiar with the happy sound of new keys jingling in your pocket. It’s time to celebrate being a Homeowner!
George Capital Mortgage Services Corp. 330 Bay Street Suite 1400 - Toronto, ON - M5H 2S8 - [email protected] - www.george-capital.com 416.645.6765